Andrew Spence
Showing all 10 results
| Title & Subtitle | Abstract | Contributors | Pages | Year | Purchase |
|---|---|---|---|---|---|
 FleecedCanadians Versus Their Banks |
These are just a few of the many ways chartered banks abuse their dominant position in the Canadian financial system. Fleeced: Canadians Versus Their Banks is a stunning exposé of the inner … | Andrew Spence | 101 | 2024 | View |
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From Part EightFrom: Fleeced |
In this chapter, Spence examines Canada’s navigation of the 2008–2009 global financial crisis, triggered by the collapse of Lehman Brothers on September 15, 2008. | Andrew Spence | 10 | 2024 | $1.00 Add |
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From Part FiveFrom: Fleeced |
In this chapter, Spence examines how Canada’s mortgage lending became concentrated among a handful of chartered banks, with CMHC insurance enabling lower down payments while leaving … | Andrew Spence | 10 | 2024 | $1.00 Add |
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From Part FourFrom: Fleeced |
In this chapter, Spence examines how Canadian credit card interest rates have stayed high from the early 1980s through 2024, even as the prime rate fell from 22.75 to 6.95 percent. | Andrew Spence | 6 | 2024 | $0.60 Add |
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From Part NineFrom: Fleeced |
In this chapter, Spence explains how Canada’s banking sector has remained oligopolistic since the 1964 Porter Commission and 1967 Bank Act reforms. | Andrew Spence | 10 | 2024 | $1.00 Add |
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From Part OneFrom: Fleeced |
In this chapter, Spence examines how Canada’s six federally chartered banks overcharge consumers and underserve small and medium-sized businesses. | Andrew Spence | 8 | 2024 | $0.80 Add |
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From Part SevenFrom: Fleeced |
In this chapter, Spence traces Canadian banking consolidation, from the founding of the Canada Banking Company in 1792 to the present-day dominance of the "big six" institutions. | Andrew Spence | 12 | 2024 | $1.20 Add |
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From Part SixFrom: Fleeced |
In this chapter, Spence examines Canada’s wealth management industry and the high fees embedded in bank-run mutual funds. | Andrew Spence | 11 | 2024 | $1.10 Add |
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From Part ThreeFrom: Fleeced |
In this chapter, Spence examines Canada’s banking industry as an oligopoly, drawing on figures such as Ed Clark, who led TD Bank between 2002 and 2015, and Victor Dodig of CIBC, to explain … | Andrew Spence | 11 | 2024 | $1.10 Add |
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From Part TwoFrom: Fleeced |
In this chapter, Spence examines the structure and performance of the Canadian banking system, arguing that its concentrated market grants a few large institutions outsized power over rates and fees. | Andrew Spence | 10 | 2024 | $1.00 Add |
